Disruptive Innovations Using Tech-Business Analytics in the Tertiary Industry Sector. Poornaprajna International Journal of Emerging Technologies (PIJET), [S. l.], v. 2, n. 1, p. 1–25, 2025. Disponível em: http://poornaprajnapublication.com/index.php/pijet/article/view/81.. Acesso em: 12 mar. 2026.